Commercial banks have edge over Islamic counterparts on returns

It is possible that islamic banks or financial institutions can not compete with their conventional counterparts with respect to investment accounts since the returns cannot be guaranteed under Syariah or Islamic rules.
Hairul Azrin Hj Besar (pic), a senior lecturer of the national varsity’s Faculty of Business, Economics and Policy Studies (FBEPS), states that one of the normal criteria which the investors are always seacrhing for in investment products is whether their capital will be intact, protected or whether there will be side effect or risk on their capital.

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